the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this to run up/pay off an overdraft I had to arrange an overdraft to pay for the car. The savings account has no overdraft facility. Wordfindercredit, debt, deposit, interest, lend, loan, money, mortgage, overdraft, risk CollocationsFinanceIncome earn money/cash/(informal) a fortune make money/a fortune/(informal) a killing on the stock market acquire/inherit/amass wealth/a fortune build up funds/savings get/receive/leave (somebody) an inheritance/a legacy live on a low wage/a fixed income/a pension get/receive/draw/collect a pension depend/be dependent on (British English) benefits/(North American English) welfare/social securityExpenditure spend money/your savings/(informal) a fortune on… invest/put your savings in… throw away/waste/ (informal) shell out money on… lose your money/inheritance/pension use up/ (informal) wipe out all your savings pay (in) cash use/pay by a credit/debit card pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check change/exchange money/currency/(British English) traveller’s cheques/(US English) traveler’s checks give/pay/leave (somebody) a depositBanks have/hold/open/close/freeze a bank account/an account credit/debit/pay something into/take money out of your account deposit money/funds in your account withdraw money/cash/£30 from an ATM, etc. (formal) make a deposit/withdrawal find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser be in credit/in debit/in the black/in the red/overdrawnPersonal finance manage/handle/plan/run/ (especially British English) sort out your finances plan/manage/work out/stick to a budget offer/extend credit (to somebody) arrange/take out a loan/an overdraft pay back/repay money/a loan/a debt pay for something in (especially British English) instalments/(usually North American English) installmentsFinancial difficulties get into debt/financial difficulties be short of/ (informal) be strapped for cash run out of/owe money face/get/ (informal) be landed with a bill for £… can’t afford the cost of…/payments/rent fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent incur/run up/accumulate debts tackle/reduce/settle your debts See related entries: BankingExtra examples The president ran up a huge overdraft during her year in office. They exceeded their overdraft by £200 000. We offer a free £400 overdraft. She had run up an overdraft of £3 000. The savings account has no overdraft facility.