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Definition of premium noun from the Oxford Advanced Learner's Dictionary

premium

noun
 
/ˈpriːmiəm/
 
/ˈpriːmiəm/
Idioms
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  1. an amount of money that you pay once or regularly for an insurance policy
    • a monthly premium of £66.25
    Synonyms paymentpaymentpremium contribution subscription repayment deposit instalmentThese are all words for an amount of money that you pay or are expected to pay, or for the act of paying.payment an amount of money that you pay or are expected to pay; the act of paying:
    • ten monthly payments of $50
    • payment in advance
    premium an amount of money that you pay once or regularly for an insurance policy; an extra payment added to the basic rate; a higher amount of money than usual:
    • an insurance premium
    • a premium for express delivery
    contribution a sum of money that you pay regularly to your employer or the government in order to pay for benefits such as health insurance, a pension, etc:
    • You can increase your monthly contributions to the pension plan.
    subscription an amount of money you pay in advance to receive a service:
    • a subscription to Netflix
    repayment (British English) an amount of money that you pay regularly to a bank, etc. until you have returned all the money that you owe; the act of paying this money:
    • the repayments on the loan
    deposit an amount of money that you pay as the first part of a larger payment:
    • We've put down a 5 per cent deposit on the house.
    instalment one of a number of payments that you make regularly over a period of time until you have paid for something:
    • We paid for the car by/​in instalments.
    Patterns
    • (a/​an) annual/​monthly/​regular payment/​premium/​contributions/​subscription/​repayment/​deposit/​instalment
    • payment/​repayment in full
    • to pay a(n) premium/​contribution/​subscription/​deposit/​instalment
    • to make a payment/​repayment/​deposit
    • to meet/​keep up (with) (the) payment(s)/the premiums/(the) repayment(s)/the instalments
    Extra Examples
    • Intense competition has kept premiums low.
    • The insurance company has increased our premiums.
    • Premiums on many cars will go up this year.
    • We're struggling to keep up our premiums.
    Oxford Collocations Dictionaryadjective
    • annual
    • monthly
    • regular
    verb + premium
    • pay
    • afford
    • keep up
    premium + verb
    • go up
    • increase
    • rise
    premium + noun
    • payment
    • rate
    • increase
    preposition
    • premium for
    • premium on
    See full entry
  2. an extra payment added to the basic rate
    • You have to pay a high premium for express delivery.
    • A premium of 10 per cent is paid out after 20 years.
    • He was willing to pay a premium for a house near the sea.
    • There's a risk premium of probably $10 a barrel built into oil prices.
    • a premium-rate phone number
    Oxford Collocations Dictionaryadjective
    • hefty
    • high
    • small
    verb + premium
    • pay
    • charge
    • place
    preposition
    • at a premium
    • premium of
    • premium on
    See full entry
  3. Word Originearly 17th cent. (in the sense ‘reward, prize’): from Latin praemium ‘booty, reward’, from prae ‘before’ + emere ‘buy, take’.
Idioms
at a premium
  1. if something is at a premium, there is little of it available and it is difficult to get
    • Space is at a premium in a one-bedroomed apartment.
    • Good student accommodation is at a premium.
  2. at a higher than normal price
    • Shares are selling at a premium.
put/place/set a premium on somebody/something
  1. to think that somebody/something is particularly important or valuable
    • The company places a high premium on initiative.
    • They put a high premium on customer loyalty.
See premium in the Oxford Advanced American DictionarySee premium in the Oxford Learner's Dictionary of Academic English
elaborate
adjective
 
 
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