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Definition of underwriter noun from the Oxford Advanced Learner's Dictionary

underwriter

noun
 
/ˈʌndəraɪtə(r)/
 
/ˈʌndəraɪtər/
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  1. a person or organization that underwrites insurance policies, especially for ships
  2. a person whose job is to estimate the risks involved in a particular activity and decide how much somebody must pay for insurance
See underwriter in the Oxford Advanced American Dictionary
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